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9.15% Almighty Athlete (Updated) / Chapter 39: Loans

Chapter 39: Loans

In mid-March, the 2004 Top Ten Lawrence Champions Award was announced. Although it is called "Lawrence", this award is not the same as the Lawrence International Award. The predecessor of this award was the selection of the top ten athletes in China. Although Zhang Guan was shortlisted, he was eventually voted out after voting. After all, Zhang Guan's qualifications are still too shallow, and the final selection is also an outstanding athlete who has been playing in sports for many years and has won many honors.

At the end of March, the national team began closed training.

The training was not held in the same place. Since all the participants in the Olympics have not been confirmed, the training is still based on the principle of proximity. For example, Liu Feiren participated in the training at the Xinzhuang training base, while Zhang Guan went to the National Sports Center Base training.

In this large-scale training activity, in addition to athletes, domestic excellent coaches will also be recruited to participate in the training. All the personnel required to participate in the training will need food, accommodation, venue equipment, medical care, and ground transfer training. While sports equipment is also issued by the field management center. Also, the coaches of the project in the venue can bring 1 or 2 sparring athletes, and the room and board expenses are also covered by the center.

For many young athletes, being a sparring partner in the national team is also a golden opportunity. You can recognize the best athletes and coaches in the country, and experience the highest level of training in the country which is a good opportunity.

The training of track and field events is an extremely boring thing, such as basketball, football, and other team projects. In addition to training, there are tactical explanations and teamwork training; and like table tennis and badminton, even singles have tactical training; and The training of track and field events is faster, higher, farther and stronger, especially the 100-meter sprint. There are no tactics and no teamwork, so training is repeated over and over again. It can be very simple, but it is alternative torture.

From the initial freshness to the later boredom, to the later disgust, to the final numbness, in the repeated repetition, Zhang Guan spent three months, until the end of the National Athletics Championships and Athens Olympics trials in late May. After this, the training was over.

Zhang Guan returned to his hometown again in early June, he will enjoy the last holiday before the Olympics. According to the schedule, the Athens Olympic Games delegation inaugural meeting will be held in July, followed by the Olympic oath division meeting, followed by athlete training, and then the set off for Athens.

...

The most important thing for Zhang Guan this time is to prepare as many euros as possible. To this end, he took the real estate certificate of the housing rewarded by the provincial sports center and went to the bank's credit center business hall. This year he has turned 18 years old and is allowed to borrow money.

Zhang Guan walked into the door of the business hall of the Bank of China Credit Center. The salesman sitting behind the counter looked up at him but ignored him.

This year, personal loans are mainly student loans for poor students and personal housing loans. Student loans are often only a few thousand yuan, which can be handled by many county-level credit unions. In terms of housing loans, the housing price is not high. The amount of the down payment is relatively high, so for a house, you can at most borrow more than one hundred thousand yuan.

This bank credit center usually handles some big business of corporate loans, so when Zhang Guan walked in, the salesman knew at a glance that Zhang Guan was not an entrepreneur, and so naturally, no one took care of him. With the little money for student loans and mortgages, these salesmen look down on them.

In desperation, Zhang Guan walked to one of the counters and sat down, while the credit clerk on the opposite side was still typing on the keyboard, and ignoring Zhang Guan.

"I want to get a loan." Zhang Guan said.

The man still did not look up, but looked directly at the computer and said: "The student loan must be managed by the school to open a certificate, and the credit union or the agricultural bank will take care of it."

"I don't want a student loan, I want a..."

Zhang Guan said halfway but was interrupted by the salesman.

"Housing loans must also be certified." The man raised his head impatiently, glanced at Zhang Guan, who felt familiar, but did not recognize him.

"I want a mortgage." Zhang Guan said while pulling out the real estate certificate, and then said: "I want to use this house as a mortgage for loans."

The salesman looked at Zhang Guan curiously. There were very few people who chose to use the house as a mortgage to obtain personal loans this year. Even the old salesman like him rarely received it.

He took the real estate certificate, opened it, looked at the address, and said, "This is the family home of the Sports Hall. This is a civil servant community. The location is good. The water, electricity, and heating facilities are also complete. This house is good. The name on the real estate certificate is Zhang Guan, is that you?"

"It's me." Zhang Guan handed his ID card to the salesperson.

Zhang Guan still uses the first generation ID card. Although the photo is not as clear as the second generation ID card, because it was just last year, the photo is not much different from the real person. Then the salesman looked at the photo on the ID card. His eyes and faces suddenly showed an incredible expression.

"Zhang Guan! Are you Zhang Guan?" The salesman asked loudly.

Zhang Guan nodded.

"You're the record-breaking Zhang Guan! The Flying Man Zhang Guan!"

"He is Zhang Guan!"

"Can you give me an autograph!"

"Have you brought a camera, let's take a photo together!"

The salesmen in the business hall all gathered around.

In China, Zhang Guan's reputation is not high and is still far inferior to Liu Feiren. After all, Liu Feiren has been continuously honored in international competitions since 2000, and Zhang Guan's success was the champion of the Asian Athletics Championships last year. The domestic reports of the Asian Athletics Championships were relatively low-key, and many people simply did not know yet that there is such a competition, if it is not for Zhang Guan breaking the Asian 100m record, I am afraid it would have been already been forgotten.

However, this city is Zhang Guan's hometown, so Zhang Guan is still well-known. This is directly related to propaganda. As Zhang Guan's hometown, he naturally will get the maximum coverage to Zhang Guan's achievement of breaking the Asian 100-meter record. Here, although most people still don't know Zhang Guan, almost everyone knows Zhang Guan's name.

"What are you doing at work!" A voice came from the side, and it was Manager Wu from the Credit Business Office who came.

Everyone saw that Manager Wu came, and all returned to their original positions, and someone had just told Manager Wu about Zhang Guan's arrival. He saw him and approached Zhang Guan and reached out his hand and said, "Hello, I am the manager of this credit department, my surname is Wu."

"Hello, Manager Wu." Zhang Guan got up and shook hands with Manager Wu.

"Mr. Zhang, how about we talk there?" Manager Wu showed a professional smile and led Zhang Guan to the VIP service center in the back.

After seating, the staff served refreshments, and Manager Wu greeted Zhang Guan to drink tea, and then entered the topic and said: "I heard that you want to apply for a personal mortgage?"

"Yes, I want to use this house as a mortgage." Zhang Guan pulled out the real estate certificate.

Manager Wu took the real estate certificate, looked at it roughly, lowered his head for a few seconds, and then said: "The value of this house needs to be evaluated by the professionals of our bank, but I estimate that with this house as a mortgage, there is no problem with a loan of 300,000 yuan."

"Is there any other way to borrow more?" Zhang Guan asked.

"There has to be!" Manager Wu then asked: "How much do you need?"

"The more, the better," Zhang Guan replied.

Manager Wu nodded: "I can loan you a million."

"One million? But my house is not worth so much!" Zhang Guan said.

"This house can have a loan of 300,000 yuan, and it is estimated that the evaluation is similar. However, you are a well-known athlete who broke the Asian record, so I can give you some more loans, so in your case, with my authority I can lend you one million, if it exceeds one million, you need the president's approval. Also, if you can find a suitable guarantor, you can borrow more money." Manager Wu introduced, and then added: "Actually I am your fan."

Zhang Guan thought for a while: "One million is one million, but I want to change all to Euros, is it okay?"

"Euro? I see you are going to participate in the Olympics!" Manager Wu immediately thought of the Athens Olympics two months later.

"Yes, I want to make a fortune there." Zhang Guan said a very reasonable reason.

Wu Jing who thought about the big commodity worth one million yuan had only thought of cars for a long time. He immediately guessed that the country would give those athletes participating in the Athens Olympic Games any preferential policies, such as buying imported cars without paying customs duties, etc. Zhang Guan wants to make a fortune.

However, Mr. Wu will not inquire about the customer's privacy, so Manger Wu immediately applied for a loan for Zhang Guan and helped Zhang Guan open a foreign currency account to deposit the exchanged euro.

The euro has just been officially launched recently. According to the exchange rate at that time, one million yuan was only exchanged for more than 90,000 euros.

Afterward, Zhang Guan took out several game prizes and exchanged them for Euros. The total amount was about 20,000 Euros.

Then Zhang Guan asked his parents again. Although Zhang Guan's family is not a rich man, Zhang Guan's parents' income is still good, and he has accumulated hundreds of thousands over the years. This time Zhang Guan represents the country to participate in the Athens Olympics. In the eyes of father Zhang and mother Zhang, it is an honor. In fact, after going abroad, they could not lose face anyway, so they exchanged 30,000 euros for Zhang Guan.

In this way, Zhang Guan's bank card adds up to a total of 150,000 euros.

...

After that, Zhang Guan returned to the provincial sports center. Due to the departure of Chen Lao, the track and field team temporarily arranged another coach for Zhang Guan. Although this new coach has no way to compare with Chen Lao in terms of level or seniority, temporarily tt's okay to deal with for a few days.

At the same time, Zhang Guan proposed to the team to learn English. At present Zhang Guan is the absolute top player of the provincial team. His request was immediately resolved by the team. He found an assistant from the university sports department to teach him English for two hours.

In his previous life, Zhang Guan also worked hard to learn English for some time. Although he didn't pass the exam in the end, he still has some English skills, and his mother is also an English teacher, so Zhang Guan's English foundation is still very good. The other athletes in the system, who have been training since childhood, have no time to learn at all, and Zhang Guan's English level is much better.

Zhang Guan is not very demanding of himself, and he doesn't have to become an English master to realize the basic conversation in life.

After a month in the provincial capital, Zhang Guan returned to the capital, and the fourth round of the National Athletics Grand Prix is about to start in the Beijing Sports Grand Prix.


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