It could also be a part of his training or self - discovery. Naruto might have realized that he was relying too much on his chakra and wanted to find a new way to be strong. By sealing off his chakra, he could focus on other aspects like his physical strength, strategic thinking, or even his ninja skills without the use of chakra.
He probably becomes more vulnerable at first. Without his chakra, he can't use his usual jutsus, so he has to be more cautious in battles.
Naruto might also go through an identity crisis. His whole life has been centered around being a ninja with chakra and using powerful jutsu. Losing his chakra could make him question who he is and what his purpose is. He would have to redefine himself and find a new way to contribute to the ninja world. This could be a long and difficult process for him.
In certain fanfictions, Kushina being sealed in Naruto could be related to a prophecy. It might be seen as a way to ensure Naruto's growth and development into a powerful shinobi. The sealing could be a means of giving him an edge, like an extra boost of chakra or some special abilities that are unique to Kushina. It could also be a way to connect Naruto more deeply with his Uzumaki heritage.
One possible reason could be a powerful enemy's plot. Maybe an ancient or new villain with great power managed to capture Naruto and used some sort of dark magic or jutsu to seal him in the moon. This villain might see Naruto as a huge threat to their plans and sealing him in the moon is a way to keep him out of the way.
It could be for strategic reasons. In the world of ninjas, showing too much emotion can be a weakness. Naruto might think that by sealing his emotions, he can become a more effective ninja and better protect his village.
Sakura's obsession with Sasuke. Naruto might be fed up with how Sakura always puts Sasuke first, ignoring the people around her who truly care about her, like Naruto himself. So he tells her off to make her realize her wrong priorities.
One interesting Naruto chakra - sealed fanfiction could be 'The Sealed Power's Awakening'. In this story, Naruto discovers that his chakra has been sealed in a unique way that ties to an ancient prophecy. The author does a great job of exploring how Naruto has to adapt to this new situation and find alternative ways to fight and protect his friends.
One reason could be for protection. Maybe in the fanfiction, there are powerful enemies targeting Naruto's chakra specifically. Minato, as his father, seals it away to keep Naruto safe from those who would misuse his power.
He could share it with Hinata. Given their relationship, Naruto might transfer some of his chakra to Hinata to protect her during a dangerous situation. This would also strengthen their bond further in the fanfiction.
One possible reason could be a misjudgment by the Hokage. Maybe they believe Naruto's power is too dangerous and uncontrollable at a certain point, so they decide to seal him away to protect the village. For example, if Naruto's Nine - Tails' power starts to go berserk and they see no other way to stop it without harming him too much.