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Chapter 2: 2. Pay Day, Testing Theories

After waking up from his sleep Michael got ready for work. Today is payday for Michael, he will get his paycheck tonight while he is still at work.

Michael took his shower and put on his uniform before walking to work since it was just across the street from his apartment. Once he arrived he greeted his coworker Joseph.

"Hello hello" Michael said,

"Yo" responded Joseph.

Once Michael clocked in he went to get the items he needed to stock in the store for the nights shift.

Once done with that he took over the register and allowed Joseph to do what ever for the last few minutes of his shift.

While he was working it seemed it would be a slow day today so Michael put on Netflix and decided to watch a TV show.

Through out his entire shift he only had 16 people come into the store, once midnight hit he closed the store down making sure all the doors were locked and that the alarm was set for the night before he walked back home.

On his walk home he checked his bank account to make sure his check had been deposited and noticed it had. It wasn't a large check, being only $346.82 for 2 weeks worth of work. Once he verified its deposit he decided to open up the investment app,

Rob!nh00d, on his phone. He searched on the phone for different stocks he knew would increase in value while also paying out dividends on a regular basis. He decided to invest his entire paycheck into those stocks first as even if he didn't get a rebate from it then he could just resell the stocks or keep them for the dividend payouts and just use one of his credit cards to pay the bills he wouldn't have been able to pay without that money.

He invested $340 into 3 different stocks. Each having a return of atleast $0.20 per share.

Once he completed the incestment a notification came through from the system.

*ding*

"Congratulations on Making your first expenditure of $340, after the 2x rebate you received $680, deposited into your NFCU account. In addition as this is your first expenditure and it was on company stocks you have received a gift of 4% of each of the companies stocks as well as an additional reward, a car purchase card, which will allow you to choose any car on the market currently which you wish to purchase, and have it customized to your liking at no cost to you."

Michael was extatic to learn his theory of spending money to buy stocks would work in his favor when it came to his rebates. Especially after seeing the rewards he received from doing so. He had purchased shares of some of the worlds largest companies, Pfizer, Bank of America, and Coca Cola Co..

This means his reward just now was huge, nearly $26 billion USD in value from the stocks alone. It was $8.92billion worth of Bank of America, $9.88billion of Coca Cola, and $7.05billion worth of Pfizer. This was completely staggering amounts of wealth to him and he had no idea what to do with this much wealth.

This would be $79million from Coca Cola every 3 months, $92million from Pfizer every 3 months, and $76milion from Bank of America every 3 months. This is a total of $247million every 3 months or $988million per year in dividends, of course this is before taxes, after taxes it is still $620million in profits every year.. he did not know what to do with all this money as it would already put him close to the richest people on the planet in terms of net worth. Meanwhile he is still working at a gas station.

He though about the fact he is still working at the gas station and decided he would purchase share in the company he works for as well. He works for a company called Murphy USA which is primarily owned by Murphy Oil. Both companies are publicly traded.. He was curious if buying part of the company he worked for would produce other results.

He decided to spend the $680 he got as a rebate on the Murphy oil stock since it was cheaper and he could get more shares for his money.

*ding*

"Host has spent $680 on stocks and has received a 2x rebate of $1,360 to you NFCU account."

He was disappointed that purchasing Murphy oil didn't give additional rewards but was happy he still got a rebate since even though he now had a net worth of over $26billion he had very little funds available for spending.. considering this he decided to take some time to continue investing before going to sleep today. He was going to keep investing into Murphy Oil until he had enough cash available that he didn't need to work until his dividend pay outs.

He still had not decided what to do with the dividend payouts yet, nor did he know what would happen once word of his newfound wealth had spread.

After investing 4 more times he has $21,760 cash in his account.. while this was enough for him to no longer need to work for the next 3 months he was going to invest again into another company he has liked for years, Microsoft.

After investing in Microsoft he now has $43,520 in his bank account. He decided he wouldn't continue investing for now as it would likely be flagged because of the huge amounts he was investing.

Some may wonder how he invested so much, and it would be bacause when the system rewarded him with the 4% shares of the initial companies he invested in, it also automatically registered him accounts with multiple different brokerage companies aside from Rob!nh00d that he initially used. He was using these other accounts to continue investing until he hit the instant transfer limits for some of them. He also knows he will be reported by his bank for transfers being greater than $10,000 which he is not worried about.

Now that he has the $43,520 he decided it was time for him to call it a night so he went to bed so he took a quick shower and fell asleep around 1am.


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