Chapter 5: Loan
Zhang Yi replied: "My name is Zhang Yi. I want to book 500 banquet tables. Do you have any questions?"
The manager was shocked. This was the first time they had encountered this kind of thing since the hotel opened.
But if such a large order comes, they will definitely have to take it.
"Mr. Zhang, 500 banquet tables can get you millions. If you need it, we will prepare it for you immediately, but you need to pay a deposit of 200,000 in advance."
Zhang Yi replied: "That's no problem. Send me your account number later and I will transfer the money to you."
It will be easier to do things if you have money. The manager agreed wholeheartedly, then added Zhang Yi as a friend and sent him his bank account number.
Zhang Yi transferred 200,000 yuan without hesitation.
The manager, after confirming with the finance department that the deposit had arrived, immediately began to give instructions to various departments.
"Quick, quick, quick! We have a big order coming. Let the purchasing department prepare the goods quickly. The kitchen will not accept other takeout orders for the time being!"
"We have to make 500 banquet tables requested by the guests within one day!"
…
On the other side, after Zhang Yi hung up the phone, he couldn't help but sigh: "Although the money will be useless in a month, you still need money to buy things now."
In his hands, the inheritance left by his parents and his own savings totaled about 2 million.
Now, half of it is gone, and to be honest, I feel a little sad.
But on second thought, this is also a good thing.
Many people hold a lot of money in their hands, but later it turns into waste paper.
Not everyone has the opportunity to spend money.
"However, there are still many places where money is needed, and I have to find a way to make money."
Zhang Yi's eyes immediately fell on his own house.
This house is located in the middle ring of Tianhai City, with an area of 120 square meters. The community was built 10 years ago.
According to the current market price, one square meter costs more than 40,000 yuan.
In other words, this house is now worth at least more than 5 million.
"Yes, if I take out a mortgage, won't that make me money?"
Zhang Yi chuckled. After borrowing the money, he didn't have to pay it back, which was indescribable.
He immediately left the house and drove to the bank to get a loan.
On the way, he received a message from Fang Yuqing.
"Zhang Yi, I'm so bored on the weekend. I really want someone to go out with me."
Zhang Yi took one look and threw the phone aside.
He came to the bank and started loan business.
Since Zhang Yi's loan amount was large and the documents were complete, the house was paid in full.
So the loan came quickly, but the bank only gave him a loan of 4 million.
Zhang Yi didn't bargain. It was all free money anyway, and he didn't have the time to argue with the bank.
After signing happily, the bank also transferred the money to his account.
"Now, excluding the more than 1 million I spent on the banquet, I still have about 5 million in hand."
"It should be enough to renovate the house. However, I still need to buy a lot of medicine and weapons. The money may not be enough."
Zhang Yi touched his chin and began to think about how to get more money.
At this time, a man named Huang Mao on the roadside saw Zhang Yi who was deep in thought. His eyes lit up and he walked over immediately.
"Hey, buddy, do you need some money?"
Zhang Yi raised his head and glanced at the yellow hair.
"Who are you?"
The smile on Huang Mao's face deepened. He lowered his voice and asked, "I'm just asking you if you need money now? But the bank refuses to lend it to you?"
As soon as Zhang Yi heard this, he understood what the person in front of him was doing.
It must be a loan shark!
Zhang Yi's heart moved, and he came up with a plan.
He sighed, pretending to be embarrassed and said: "Yes, my family's business is in urgent need of cash flow. But the bank..."
When Zhang Yi said this, he deliberately showed a embarrassed expression.
Huang Mao also looked like he understood instantly.
But who can borrow money from banks through normal channels? Who would borrow money from loan sharks?
He said to Zhang Yi: "Yes, this bank is very strict about borrowing money now! There are various rules and regulations, and the speed of disbursement is also slow."
"But brother, if you need money urgently, I can help you."
Zhang Yi looked at Huang Mao cautiously.
"You? Are you really okay? I need millions!"
When Huang Mao heard that it was a big deal, his eyes became obviously more excited.
He took out a business card from his pocket and handed it to Zhang Yi.
"What our company specializes in is saving people from fire and water. As long as you need money, it's right to come to us!"
Zhang Yi took a look and saw "Duoduodai Financial Services Co., Ltd." written on the business card.
Huang Mao's name is business manager Hu Minghua.
Zhang Yi said excitedly: "Can you really lend me money? I need 5 million. As long as you can help me get through this difficulty, I guarantee that I can pay the money back in three months at most!"
Hu Minghua smiled and said: "This matter is easy to discuss. Our company is very powerful. We are specifically here to help people like you who lack funds."
"Let's go, let's go to the company and talk about this matter slowly."
Zhang Yi looked expectantly, nodded, and followed Hu Minghua to their company.
The so-called company is located in a remote office building.
After entering, Hu Minghua took Zhang Yi to their boss's office.
The boss of this lending company looks tall and thick, but he is wearing a high-end Baleno suit.
There is clearly an effort to create the image of a legitimate company.
However, there was a bit of anger between his brows.
If I hadn't worked hard in society for many years, I wouldn't have this feeling.
Hu Minghua introduced Zhang Yi's basic situation to the boss in front of him: "Manager, this is a customer who wants to borrow money from us."
The boss's name was Chen Xiong. After seeing Zhang Yi, he smiled and asked Zhang Yi to sit down.
"Mr. Zhang, how much money do you want to borrow?"
As expected of a company that engages in loan sharking, the content of the conversation was so simple and crude.
Such a company itself is not formal, so there are not so many rules and regulations.
And they have plenty of ways to get you to pay back the money, and they don't worry about you defaulting on your debt at all.
Zhang Yi said: "I want to borrow 5 million."
Chen Xiong frowned, "Oh, this is not a small amount. But Mr. Zhang, I told you in advance that our interest rate is very high. You must be mentally prepared."
Hu Minghua said from the side: "Mr. Zhang's business is in urgent need of capital turnover. Once the business turnover is over, the money will not be earned soon. Right?"
The two of them sang and harmonized, and Zhang Yi had a panoramic view of them.
Zhang Yi still pretended to be anxious and said: "Yes, I can pay it back soon. The higher the interest rate, the higher it will be! As long as you can lend me the money."
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