Taiping accident insurance was a variety of insurance products, mainly divided into comprehensive accident insurance, travel accident insurance, and traffic accident insurance. Among them, Taiping Family Portrait A comprehensive accident insurance was a recommended product. It had the characteristics of small investment and large protection, which could provide protection for family members 'personal accidents and family property safety. Taiping Azure Dragon Guard No. 2 adult accident insurance was another product with a higher cost-performance ratio. It provided a higher amount of accidental medical reimbursement and additional compensation options. Taiping Heart Companion Accident and Taiping Carefree Comprehensive Accident were also products that received attention. They had flexible insurance rules and multiple insurance responsibilities. As for other specific Taiping Accident insurance products, according to the information provided in the search results, the specific protection content and characteristics could not be known.
Taiping accident insurance has the following types of insurance and their prices: 1. Accidental death insurance: The amount of insurance generally ranged from 100,000 yuan to 1 million yuan, and the premium was generally between 100 yuan and 1000 yuan. 2. Accidental disability insurance: The amount of insurance usually ranged from 100,000 yuan to 1 million yuan, and the premium was usually between 100 yuan and 1000 yuan. 3. "Accidental medical expenses insurance: The amount of insurance generally ranges from 10,000 to 100,000 yuan, and the premium is generally between 50 to 500 yuan. 4. Accident hospitalization allowance insurance: The premium and the specific amount of insurance were not mentioned. The specific price and coverage may vary depending on the age and occupation of the insurant.
Taiping's shareholders included China Taiping insurance group company, China Taiping insurance holding company limited, industrial and commercial bank of China (Asia) limited.
Taiping's Guardian Angel insurance was a refundable type of serious illness insurance for children. It was only available for children aged 0-15 years old. It was guaranteed for 30 years and would return 1.2 times the premium paid at the end of the period. The insurance only covered 58 serious diseases and did not cover minor diseases. The disease protection was relatively insufficient. Due to the refund mechanism, the premium was higher. Overall, this product was not very competitive. If they pursued cost-performance ratio, they could consider consumer-type children's serious illness insurance, which was suitable for most ordinary families.
Taiping Life's Love Guardian Medical insurance was a product that received much attention. We can come to the following conclusion: The advantages of Taiping Love Guardian medical insurance included the ability to renew insurance and comprehensive care. Unlike other medical insurance, Taiping Love Guardian Medical insurance did not have restrictions on stopping sales. As long as the age was not over 80 years old or the insurance company was not notified after the accident, the insurance could be renewed. In addition, the insurance also provided comprehensive coverage, including general hospitalization and hospitalization for serious diseases, and the deductible was low, only 5000 yuan. However, there were also some shortcomings to Taiping Love Guardian's medical insurance. Some comments pointed out that the insurance lacked some practical coverage responsibilities, such as special consultations, out-patient care, and emergency treatment before and after hospitalization. In addition, for cancer patients, the guarantee of special drugs outside the hospital was also very important, but Taiping Love Guardian 2021 did not provide this guarantee. In addition, the terms of the insurance must be reviewed annually, which may cause inconvenience to some consumers. Overall, Taiping Love Guardian Medical insurance had certain advantages, such as the ability to renew insurance and comprehensive coverage. At the same time, it also had some shortcomings, such as the lack of practical insurance responsibilities and the restrictions on the review of insurance. Therefore, consumers should carefully analyze their needs and circumstances before buying, weigh the pros and cons, and judge whether it was worth buying.
Taiping Life's medical insurance was an insurance product that could provide protection for families and reduce the pressure of treatment costs. There was a Taiping Life insurance that had already provided four claims for a woman, and the total medical insurance payment was 285,600 yuan. This showed the effectiveness of Taiping Life's medical insurance in providing medical insurance. However, the other search results did not mention the specific information of Taiping Life's medical insurance of 280,000 yuan, so it was impossible to know more details about the insurance.
Taiping Life was a type of life insurance product that provided long-term protection for the policy holder. Unlike other short-term life insurance, Taiping Life Life insurance usually covered the entire life. In other words, as long as the policy holder paid the premium on time, the insurance contract would always be valid. No matter when the policy holder died, he could receive the corresponding insurance compensation.
Taiping Additional Paladin Accidental Injury insurance was an additional insurance product launched by Taiping. We know that the Taiping Additional Guardian Angel Accidental Injury insurance is a part of the Taiping Guardian Angel Children's Omnipotent Protection Plan. It is combined with the Taiping Guardian Angel Double Protection and the Taiping Additional Guardian Angel Major Illness insurance. This insurance product was specially designed for children, providing accidental disability insurance compensation and premium exemption rights. However, the specific insurance terms, advantages and disadvantages, and other information were not found in the search results provided. Therefore, for more detailed information about Taiping Additional Guardian Angel Accidental Injury insurance, it was recommended to consult Taiping Life insurance company or consult relevant official information.
It depends on your specific needs and circumstances. Some people find it very useful, especially if they have a risky job or lifestyle. However, for others, it might not be as necessary.
The rate of the People's Health Protection Medical insurance was as follows: At age 0, if you choose basic responsibility, the premium is 503 yuan a year; if you choose basic responsibility + special medicine, the premium is 388 yuan a year. At the age of 15, the premium was 196 yuan a year for basic responsibility, and 152 yuan a year for basic responsibility and special medicine. At the age of 20, the premium was 239 yuan a year if he chose basic responsibility, and 184 yuan a year if he chose basic responsibility + special medicine. At the age of 30, the premium was 298 yuan a year if he chose basic responsibility, and 226 yuan a year if he chose basic responsibility + special medicine. At the age of 50, if you choose basic responsibility, the premium is 1558 yuan a year. If you choose basic responsibility + special medicine, the premium is 1115 yuan a year. The cost of additional insurance for specific major illnesses was only about 20 yuan for most age groups, and the lowest cost was 13 yuan, which could get 100,000 yuan. The additional allowance was even cheaper. The minimum allowance was only 6 yuan, and he could enjoy a hospitalization allowance of 200 yuan per day. In addition, the insurance was guaranteed to be renewed for 20 years at an affordable and stable price.
Pacific Life's Love Life was a term life insurance product launched by Pacific Life. This product is suitable for people between the ages of 18 and 60 to provide death or total disability insurance to alleviate the economic losses of the family in the event of an accident. The term life insurance was flexible. It provided six insurance periods and three payment methods. It could be flexibly covered according to individual needs. In addition, the product also had some features, such as high medical insurance coverage, low cost, and better rates for non-smoking people. However, the literature did not provide clear information on the specific advantages and disadvantages of the product and whether it was worth buying.