Taiping's Guardian Angel insurance was a refundable type of serious illness insurance for children. It was only available for children aged 0-15 years old. It was guaranteed for 30 years and would return 1.2 times the premium paid at the end of the period. The insurance only covered 58 serious diseases and did not cover minor diseases. The disease protection was relatively insufficient. Due to the refund mechanism, the premium was higher. Overall, this product was not very competitive. If they pursued cost-performance ratio, they could consider consumer-type children's serious illness insurance, which was suitable for most ordinary families.
Taiping Angel Protection was a comprehensive insurance product that mainly provided protection for children. According to the information provided, the age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The premium was relatively low, with premium exemption and accident protection functions. However, according to the information provided, the coverage of serious diseases was relatively narrow. It only covered 58 major diseases and did not cover minor diseases. In addition, the maturity survival fund was only 1.2 times the total premium paid, so the income was relatively low. Therefore, according to the information provided, there were some shortcomings in the coverage and benefits of the insurance.
Taiping's Guardian Angel insurance was a comprehensive insurance product that mainly provided protection for children. According to the information provided, the age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The insurance provided comprehensive financial protection, including protection against major illness, accidental disability, and death. In addition, the insurance also had a certain return on investment and flexible adjustment. The premium and insurance amount could be adjusted according to individual needs. Overall, the Taiping Guardian Angel insurance was an insurance product worth considering.
The terms of the Taiping Guardian Angel insurance mainly included the coverage, insurance period, waiting period, and grace period. The insurance coverage was for those who were born between the 28th day and the 15th day. The insurance period is 30 years. As for the other specific terms, the search results provided did not provide a detailed introduction, so it was impossible to give a specific answer.
The Taiping Guardian Angel's insurance coverage mainly included life insurance, health protection, savings and investment, and flexible adjustment. In terms of life insurance, this insurance provides risk protection for accidental death. In terms of health insurance, in addition to accidental death insurance, it could also provide major illness insurance and medical expenses reimbursement. In terms of savings and investments, a portion of the premium was used for savings and investments to accumulate cash value and obtain a certain return through investment. In addition, the Taiping Guardian Angel insurance had a certain degree of flexibility. The policy holder could adjust the premium and insurance amount according to his financial situation and needs. The specific coverage and insurance terms needed further understanding. The search results did not provide detailed information.
Ping An Century Angel's insurance was a type of life insurance that was suitable for people of different ages. This insurance provided both death and survival benefits for a lifetime. If the insurant dies before the age of 18, the insurance company will refund the premium paid; if the insurant dies after the age of 18, the insurance company will pay three times the insurance amount. In addition, every three years of survival, the insurant can receive 12% of the basic insurance amount as survival insurance. The insurance also had a bonus function, but the specific bonus distribution was uncertain. Ping An Century Angel's insurance premium was relatively high and was suitable for families with higher income. It might not be suitable for families with lower family income. Overall, the insurance product provided a high coverage and flexible coverage period, but the policy holder needed to consider his own financial situation and needs to decide whether to buy the insurance.
Taiping's shareholders included China Taiping insurance group company, China Taiping insurance holding company limited, industrial and commercial bank of China (Asia) limited.
Taiping accident insurance was a variety of insurance products, mainly divided into comprehensive accident insurance, travel accident insurance, and traffic accident insurance. Among them, Taiping Family Portrait A comprehensive accident insurance was a recommended product. It had the characteristics of small investment and large protection, which could provide protection for family members 'personal accidents and family property safety. Taiping Azure Dragon Guard No. 2 adult accident insurance was another product with a higher cost-performance ratio. It provided a higher amount of accidental medical reimbursement and additional compensation options. Taiping Heart Companion Accident and Taiping Carefree Comprehensive Accident were also products that received attention. They had flexible insurance rules and multiple insurance responsibilities. As for other specific Taiping Accident insurance products, according to the information provided in the search results, the specific protection content and characteristics could not be known.
Taiping Guardian Angel insurance would return 1.2 times the premium paid at the end of the term.
Taiping Life's Love Guardian Medical insurance was a product that received much attention. We can come to the following conclusion: The advantages of Taiping Love Guardian medical insurance included the ability to renew insurance and comprehensive care. Unlike other medical insurance, Taiping Love Guardian Medical insurance did not have restrictions on stopping sales. As long as the age was not over 80 years old or the insurance company was not notified after the accident, the insurance could be renewed. In addition, the insurance also provided comprehensive coverage, including general hospitalization and hospitalization for serious diseases, and the deductible was low, only 5000 yuan. However, there were also some shortcomings to Taiping Love Guardian's medical insurance. Some comments pointed out that the insurance lacked some practical coverage responsibilities, such as special consultations, out-patient care, and emergency treatment before and after hospitalization. In addition, for cancer patients, the guarantee of special drugs outside the hospital was also very important, but Taiping Love Guardian 2021 did not provide this guarantee. In addition, the terms of the insurance must be reviewed annually, which may cause inconvenience to some consumers. Overall, Taiping Love Guardian Medical insurance had certain advantages, such as the ability to renew insurance and comprehensive coverage. At the same time, it also had some shortcomings, such as the lack of practical insurance responsibilities and the restrictions on the review of insurance. Therefore, consumers should carefully analyze their needs and circumstances before buying, weigh the pros and cons, and judge whether it was worth buying.
Taiping Life's medical insurance was an insurance product that could provide protection for families and reduce the pressure of treatment costs. There was a Taiping Life insurance that had already provided four claims for a woman, and the total medical insurance payment was 285,600 yuan. This showed the effectiveness of Taiping Life's medical insurance in providing medical insurance. However, the other search results did not mention the specific information of Taiping Life's medical insurance of 280,000 yuan, so it was impossible to know more details about the insurance.